How will the Bank of England interest rate affect my ability to obtain a mortgage?

The cost-of-living crisis is worrying the majority of us and homeowners are no exception. The Bank of England base rate has increased 13 consecutive times and now sits at 5.25%. Since July 2023, the current mortgage rate for a 2-year fixed term stands at a whopping 6.78%, meanwhile the interest rate for a 5-year fixed […]

New changes in EPC Legislation: How will this affect me?

An Energy Performance Certificate (EPC) was introduced by the Government in 2007 as a method of assessing the energy efficiency of residential and commercial properties in United Kingdom.  The EPC assessment is conducted by an approved Energy Assessor by conducting a non-intrusive visual inspection of the property, in particular the roofs, windows, lighting, fireplaces, boiler […]